Once you receive and activate your personalized spendwell card and set up a PIN, you can use the Visa® debit card issued with your spendwell Bank Account for ATM withdrawals anywhere Visa debit cards are accepted, including international ATMs.

Easy ATM withdrawals
For spendwell cardholders, easily access your money at any ATM that accepts Visa debit cards, including international ATMS.
FAQs
Which ATMs can I withdraw funds from?
Are there any fees, limits or restrictions for ATM withdrawals?
Yes. Transactions at domestic ATMs have a spendwell fee of $3.00 when using a spendwell Cash Back card and a spendwell fee of $2.50 when using a spendwell No Monthly Fee card. ATM operator fees and decline fees may also apply.
For all fees for the spendwell Cash Back account, see the spendwell Cash Back Bank Account Deposit Account Agreement. For all fees for the spendwell No Monthly Fee account, see the spendwell No Monthly Fee Deposit Account Agreement.
Can subaccount users get cash from an ATM?
A subaccount user can use their spendwell card at eligible ATMs once they have activated their personalized card and email verified. If you wish to disable ATM access on your linked subaccount cards, log in to your spendwell account, select the subaccount you wish to restrict ATM access and click or tap the Settings icon to access subaccount settings.